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    WEB SITE TERMS OF USE

    If you do not agree to the Terms of
    Use, discontinue using the site immediately!

    By using this site, you signify your Assent and Agreement
    to these Terms of Use. If you do not agree to these Terms of
    Use, do not use the site.

    Restrictions on Use of Materials

     Materials in this website are Copyrighted and all rights
    are reserved. Text, graphics, databases, HTML code, and
    other intellectual property are protected by US and
    International Copyright Laws, and may not be copied,
    reprinted, published, reengineered, translated, hosted, or
    otherwise distributed by any means without explicit
    permission. All of the trademarks on this site are
    trademarks of In Area Code Web Sites, Ltd. or of other owners used with
    their permission.

    Database Ownership, License, and Use

     In Area Code Web Sites, Ltd. warrants, and you accept, that
    In Area Code Web Sites, Ltd. is the owner of the copyright of the
    Databases of Links to articles and resources available from
    time to time through this web site owned by In Area Code Web Sites, Ltd..
    In Area Code Web Sites, Ltd. and its contributors reserve all rights
    and no intellectual property rights are conferred by this
    agreement.

    In Area Code Web Sites, Ltd. grants you a non-exclusive,
    non-transferable license to use database(s) accessible to
    you subject to these Terms and Conditions. The database(s)
    may be used only for viewing information or for extracting
    information to the extent described below.

    You agree to use information obtained from
    In Area Code Web Sites, Ltd.’s databases only for your own private use
    or the internal purposes of your home or business, provided
    that is not the selling or broking of information, and in no
    event cause or permit to be published, printed, downloaded,
    transmitted, distributed, reengineered, or reproduced in any
    form any part of the databases (whether directly or in
    condensed, selective or tabulated form) whether for resale,
    republishing, redistribution, viewing, or otherwise.

    Nevertheless, you may on an occasional limited basis
    download or print out individual pages of information that
    have been individually selected, to meet a specific,
    identifiable need for information which is for your personal
    use only, or is for use in your business only internally, on
    a confidential basis. You may make such limited number of
    duplicates of any output, both in machine-readable or hard
    copy form, as may be reasonable for these purposes only.
    Nothing herein shall authorize you to create any database,
    directory or hard copy publication of or from the databases,
    whether for internal or external distribution or use.
    Liability

     The materials in this site are provided “as is” and
    without warranties of any kind either express or implied.
    In Area Code Web Sites, Ltd. disclaims all warranties, express or
    implied, including, but not limited to, implied warranties
    of merchantability and fitness for a particular purpose.
    In Area Code Web Sites, Ltd. does not warrant that the functions
    contained in the materials will be uninterrupted or
    error-free, that defects will be corrected, or that this
    site or the server that makes it available are free of
    viruses or other harmful components. In Area Code Web Sites, Ltd.
    does not warrant or make any representations regarding the
    use or the results of the use of the materials in this site
    in terms of their correctness, accuracy, reliability, or
    otherwise. You (and not In Area Code Web Sites, Ltd. assume the entire
    cost of all necessary servicing, repair or correction.
    Applicable law may not allow the exclusion of implied
    warranties, so the above exclusion may not apply to you.

    Under no circumstances, including, but not limited to,
    negligence, shall In Area Code Web Sites, Ltd. be liable for any
    special or consequential damages that result from the use
    of, or the inability to use, the materials in this site,
    even if In Area Code Web Sites, Ltd. or a In Area Code Web Sites, Ltd.
    authorized representative has been advised of the
    possibility of such damages. Applicable law may not allow
    the limitation or exclusion of liability or incidental or
    consequential damages, so the above limitation or exclusion
    may not apply to you. In no event shall In Area Code Web Sites, Ltd.’s total
    liability to you for all damages, losses, and causes of
    action (whether in contract, tort, including but not limited
    to, negligence or otherwise) exceed the amount paid by you,
    if any, for accessing this site.

    Facts and information at this website are believed to be
    accurate at the time they were placed on the website.
    Changes may be made at any time without prior notice. All
    data provided on this website is to be used for information
    purposes only. The information contained on this website and
    pages within, is not intended to provide specific legal,
    financial or tax advice, or any other advice, whatsoever,
    for any individual or company and should not be relied upon
    in that regard. The services described on this website are
    only offered in jurisdictions where they may be legally
    offered. Information provided in our website is not
    all-inclusive, and is limited to information that is made
    available to In Area Code Web Sites, Ltd. and such information should
    not be relied upon as all-inclusive or accurate.
    Links and Marks

     The owner of this site is not necessarily affiliated with
    sites that may be linked to this site and is not responsible
    for their content. The linked sites are for your convenience
    only and you access them at your own risk. Links to other
    websites or references to products, services or publications
    other than those of In Area Code Web Sites, Ltd. and its
    subsidiaries and affiliates at this website, do not imply
    the endorsement or approval of such websites, products,
    services or publications by In Area Code Web Sites, Ltd. or its subsidiaries and
    affiliates.

    Certain names, graphics, logos, icons, designs, words,
    titles or phrases at this website may constitute trade
    names, trademarks or service marks of In Area Code Web Sites, Ltd. or
    of other entities. The display of trademarks on this website
    does not imply that a license of any kind has been granted.
    Any unauthorized downloading, re-transmission, or other
    copying of modification of trademarks and/or the contents
    herein may be a violation of federal common law trademark
    and/or copyright laws and could subject the copier to legal
    action.

    Confidentiality of Codes, Passwords and Information

     You agree to treat as strictly private and confidential
    any Subscriber Code, username, user ID, or password which
    you may have received from In Area Code Web Sites, Ltd., and all
    information to which you have access through
    password-protected areas of In Area Code Web Sites, Ltd.’s websites and
    will not cause or permit any such information to be
    communicated, copied or otherwise divulged to any other
    person whatsoever.

    Other Legal Stuff

     These Terms of Use will apply to every access to
    this web site. In Area Code Web Sites, Ltd.
    reserves the right to issue revisions to these Terms of Use
    by publishing a revised version of this document on this
    site: that version will then apply to all use by you
    following the date of publication. Each access of
    information from In Area Code Web Sites, Ltd. will be a separate, discrete transaction
    based on the then prevailing terms.

    This Terms of Use and the license granted may not be
    assigned or sublet by You without In Area Code Web Sites, Ltd.’s
    written consent in advance.

    These Terms of Use shall be governed by, construed and
    enforced in accordance with the laws of the State of Nevada, as
    it is applied to agreements entered into and to be performed
    entirely within such jurisdiction.

    To the extent you have in any manner violated or
    threatened to violate In Area Code Web Sites, Ltd. and/or its
    affiliates’ intellectual property rights,
    In Area Code Web Sites, Ltd.
    and/or its affiliates may seek injunctive or other
    appropriate relief in any state or federal court in the
    State of Nevada, and you consent to exclusive
    jurisdiction and venue in such courts.

    Any other disputes will be resolved as follows:

    If a dispute arises under this agreement, we agree to
    first try to resolve it with the help of a mutually
    agreed-upon mediator in the following location: Reno,
    Nevada. Any costs and fees other than attorney fees
    associated with the mediation will be shared equally by each
    of us.

    If it proves impossible to arrive at a mutually
    satisfactory solution through mediation, we agree to submit
    the dispute to binding arbitration at the following
    location: Reno, Nevada, under the rules of the
    American Arbitration Association. Judgment upon the award
    rendered by the arbitration may be entered in any court with
    jurisdiction to do so.

    If any provision of this agreement is void or
    unenforceable in whole or in part, the remaining provisions
    of this Agreement shall not be affected thereby.

    Termination

     These Terms of Use agreement are effective until
    terminated by either party. You may terminate this agreement
    at any time by destroying all materials obtained from any
    and all In Area Code Web Sites, Ltd. site(s) and all
    related documentation and all copies and installations
    thereof, whether made under the terms of this agreement or
    otherwise. This agreement will terminate immediately without
    notice at In Area Code Web Sites, Ltd.’s sole discretion,
    should you fail to comply with any term or provision of this
    agreement. Upon termination, you must destroy all materials
    obtained from this site and any and all other In Area Code Web Sites, Ltd.
    site(s) and all copies thereof, whether made under the terms
    of this agreement or otherwise.

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